Husky of the Month |
Congrats Nikita, Archer, and Cheyanne,our November HOTM Winners! Husky Cuddles!
Thanks to all for this month's entries!
|
Forum Rules | 1. Here we prefer clarity to agreement. Obviously not everyone is going to agree on a topic; here we prefer to talk out our differences in a respectful manner to ensure mutual understanding and respect. 2. Read the Stickies and Announcements. Each sub-forum may have specific rules which trump the Forum Rules in cases where there may be conflicting information. Read the rules of each board before you post so that you are clear on the expectations of the staff. 3. Respect ALL Staff and Admins. These people volunteer of their time and MUST be respected as well as their word adhered to. They are responsible for maintaining a free, open, clear and organized forum. Anyone found to be openly undermining any official ruling by a staff member will be warned. 4. Signatures: One picture only and no links. Images: To keep the forum looking neat and tidy, we ask that members insert just one picture only in their signatures. The picture should be no more than 200x500 pixels and should be of an appropriate subject, for example, your dogs and their names. Should you need assistance creating an appropriate signature, please PM an Admin and we would be happy to help! This is to ensure that signatures remain a welcome addition to our forum instead of a cumbersome distraction. Links: Hyperlinks in signatures--unless to a personal blog or photo stream of your dogs (like Flckr or Piscasa, for example)--are strictly prohibited. Please PM a staff member with any questions or concerns regarding this rule. |
Rescue Spotlight |
Our current rescue spotlight is: Delaware Valley Siberian Husky Rescue!
|
Top Dog Website Award Winner! | |
|
| Pet Insurance wellness plan question | |
| Author | Message |
---|
jschrader Adult
Join date : 2012-08-10 Location : Crown Point, IN
| Subject: Pet Insurance wellness plan question Thu Jun 16, 2016 12:30 pm | |
| So it is time for Kodiak's annual vet appointment and vaccinations and I noticed that his teeth have a lot of tartar on them and he badly needs a deep teeth cleaning. I called my vet and it runs from $200-500 just for that, and the vaccinations run another $200.00
I looked online and Embrace has a plan that will reimburse you up to $650 a year no matter what the routine procedure is (vaccinations, dental cleaning, flea/tick prevention). The cost is $66 a month, and says that you can cancel it at any time. Has anyone added this plan to their insurance and just cancelled it a month or two afterwards? If you add up the yearly cost, I don't know why anyone would purchase a wellness plan because you would pay more in premiums that you would get back every year. But if I just kept it for a month or two I could save a lot of money. Just curious if anyone else had done that and if they had any issue with cancelling or them paying out. |
| | | TwisterII Senior
Join date : 2013-06-14 Location : Missouri
| Subject: Re: Pet Insurance wellness plan question Thu Jun 16, 2016 3:37 pm | |
| I don't have pet insurance. I probably should, but would have to wonder with a plan like that if there is any set amount of time you have to have the policy before they would pay out. I know with my own insurance I had to carry the plan for 3 months before it kicked in and would actually take care of anything. I would want to double check on something like that with this plan. _________________ |
| | | jschrader Adult
Join date : 2012-08-10 Location : Crown Point, IN
| Subject: Re: Pet Insurance wellness plan question Thu Jun 16, 2016 3:58 pm | |
| This particular plan as a 14 day waiting period for illnesses and 24 hour waiting period for injuries, but the wellness plan add on is effective immediately after you purchase the policy. That is the first thing I checked out.
I also contacted them and you can cancel anytime, but if you cancel the wellness plan and they have paid out more than you have paid in, you cannot get a wellness plan with them ever for ANY pet in the future. That's the catch to discourage people from signing up, getting their annual vet visit and cancelling after they get reimbursed. Which for me, I think I am willing to take those conditions to save over $500! |
| | | TwisterII Senior
Join date : 2013-06-14 Location : Missouri
| Subject: Re: Pet Insurance wellness plan question Thu Jun 16, 2016 6:22 pm | |
| As long as you never need to have them get another cleaning it might be alright. Doesn't sound like a bad deal. Unless that carries with you forever and in 20 years when you have a new dog you might want it for. Then it might suck. But then what is the odds of being with that pet insurance that long really. _________________ |
| | | Sponsored content
| Subject: Re: Pet Insurance wellness plan question | |
| |
| | | | Pet Insurance wellness plan question | |
|
| Permissions in this forum: | You cannot reply to topics in this forum
| |
| |
| Latest topics | » My Old Girl is having trouble moving around… by aljones Mon Nov 18, 2024 3:23 pm
» A day in the life by amymeme Mon Nov 18, 2024 3:11 pm
» Summer Time and the .... by Lostmaniac Fri Nov 15, 2024 12:30 am
» Squirt mystery illness and xrays by Lostmaniac Tue Nov 12, 2024 11:53 pm
» The Desert Pack by Lostmaniac Thu Oct 31, 2024 2:19 am
» Dasuquin for the win! by Lostmaniac Mon Oct 28, 2024 9:09 pm
» Hi new here by Lostmaniac Wed Oct 23, 2024 12:58 am
» Dog Attacked and Killed at Apex Park, Golden, CO by Lostmaniac Tue Sep 24, 2024 1:19 pm
» Recall Information by aljones Tue Sep 24, 2024 11:20 am
» Whining after anesthesia by Lostmaniac Wed Sep 18, 2024 10:20 pm
» Hello from Hiro by Lostmaniac Sat Sep 07, 2024 12:58 am
» Eye change help by amymeme Wed Sep 04, 2024 4:33 am
» 2 year old Husky has mouth sores and patch on leg by Bigdog2 Sat Aug 10, 2024 12:48 pm
» Why do other dog's dislike my husky? by Bigdog2 Fri Aug 09, 2024 10:38 pm
» Need advice on best way to introduce new puppy to our 8 year old male husky by aljones Fri Aug 09, 2024 3:08 pm
» Pending renewal or deletion by jbealer Thu Aug 01, 2024 1:35 pm
» Inflammatory Bowel Disease? by amymeme Wed Jul 31, 2024 3:34 pm
» URL Expiring. Do we renew? by ddvora Tue Jul 23, 2024 8:06 pm
» Hypothyrodism? by TwisterII Mon Jul 22, 2024 10:35 am
» Infection & Possible Tumor on Paw Pad. Help plz. Pictures Included by aljones Thu Jul 18, 2024 10:58 pm
|
|