So our premiums with Trupanion have gone up, plus adding another dog it's getting to point where maybe the monthly payment doesn't make sense anymore. I'd like to be able to shop around to see if anywhere else would be cheaper but was thinking it probably wouldn't be worth it because of pre-existing condition issues.

So, my question is has anyone ever switched or considered switching pet insurance and how did they classify pre-existing conditions? If it came up while you were insured with another company, would they still consider it pre-existing?